Attention homeowners in Nitro and Kanawha County: Need an appraisal?

The top seven reasons WV homeowners order from Painter Appraisals and Consulting:

To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
Challenge Kanawha county's assessment of your property
To reduce your monthly mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
In the case of a WV divorce, when real estate needs to be divided
Determine the true market value of real estate in question to settle an estate

Own a home in or near Nitro, WV and need help deciding the price of it?
Contact Painter Appraisals and Consulting.

We at Painter Appraisals and Consulting understand the special needs of a homeowner looking for appraisal services. Our customary business clients are used to the appraisal process and the customary reporting formats. As our non-traditionalclient, you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we report our conclusions.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Professional appraisers, like the ones at Painter Appraisals and Consulting, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have a potential buyer. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your home's value, and not just how much your home is worth. Interested buyers know that you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value report than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. A fashionable money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to a lender to have the PMI removed from your loan. At Painter Appraisals and Consulting, we're veterans in helping folks just like you abolish unwanted PMI insurance.

Challenge a property tax assessment

Your local tax assessor may have your home overvalued if your house not appreciating as much as other homes close by. That only means you're probably paying more taxes than you should. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from Painter Appraisals and Consulting is your best weapon.

Was your HELOC recently frozen?

Your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow viewpoint. Painter Appraisals and Consulting can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Do you need a seasoned expert to double-check your appraisal for precision, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps in question. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have had done before. Even though this is typically requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your house.